FTP vs SFTP: why plain FTP has no place in modern banking
Both move files. Only one encrypts what travels —credentials included—; and SFTP is not "secure FTP".
Learning path
Understand how enterprise systems connect and why banking integration requires additional controls.
how enterprise systems connect —queues, EDI and financial messaging— and why banking integration demands extra controls and standards.
Both move files. Only one encrypts what travels —credentials included—; and SFTP is not "secure FTP".
The family of standards that moves orders and invoices from one ERP to another with no one typing. Older than APIs, and still moving global trade.
Queues that distribute work and logs that retain and replay events. Why IBM MQ and Kafka get compared so often yet optimize for different models.
SWIFT doesn't move money: it moves the instruction. How correspondent banking does the rest, and why it's slow and costly.
The standard now replacing SWIFT's MT messages: rich, structured data for payments. The global migration underway right now.